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Saving Scheme

Pondicherry Sri Lakshmi Jewelery’s Gold Guard scheme presents two great gold based Redemption Options. You are free to select your option on the date of conclusion of this scheme based on the Gold Rate prevailing on that date.

OPTION 1

At the time of maturity you can buy jewellery equivalent to the accumulated weight of gold without wastage. It is applicable for the gold coins also.

OPTION 2

At the time of maturity you can maintain the accumulated money in the form of money itself along with bonus and buy jewellery to that extent by paying wastage.

Salient Features of Gold Power Saving

From Rs. 500/- and above any amount can be remitted to save gold.
Amount can be remitted any number of times. No fixed time schedule.
Gold so saved can be redeemed either fully or partially to the convenience of the subscriber.
Rate fluctuations will not affect the subscriber. The gold is reserved equivalent to the rate displayed in the board of our showroom, prevailing at the moment of remittance.
The subscriber can redeem the gold saved by purchasing gold ornaments or gold coins.
No making charges for gold jewellery except for gold coins.

JOIN OUR SAVING SCHEME

OPTION 1

Gold Guard is yet another gold savings schemes from your favourite Pondicherry Sri Lakshmi Jewellery which helps the members to directly save gold.
The monthly installment is Rs. 500/-,Rs.1000/- or multiples of Rs. 1000/- payable within 15 of every month.
The account should be opened by remitting the first installment at our show rooms at Puducherry, Neyveli, Karaikal & Chidhambaram.
Monthly installment can be paid by cash, demand draft, Cheque and money order, Debit/credit cards with admissible charges.
Cheque or cash at the ICICI Bank counters can be deposited.
The eligible weight of the Gold will be entered in the Pass Book of the member according to the Prevailing “Board Rate” only on realization of the cheque.
The charges levied by the Banker against the “bounced charges” will be collected from the member. Entry on the Pass Book will be made only on the realization of the cheque.
Irrespective of the date of joining the scheme, subsequent monthly installments should be paid within 15th of every month.
Whenever installment is paid necessary entry made in the Pass Book also members should ensure the same.
The redemption date of the scheme will be 30 days after the date of the last installment paid.
This scheme is unique and it cannot be linked with any other scheme.
On maturity of the scheme, if the member purchases jewellery weighing more than the accumulated weight of the gold under the scheme, the member has to pay the cost and wastage for the excel weight of the jewellery purchased.
Members interested to buy precious metals, Antique Jewellery, Ruby, Emerald, Designer Jewellery can also make use of the accumulated gold weight 14% discount is allowed in the wastage marked on the above items.
Under Gold guard from the weight accumulated 22 carat gold jewellery and gold coins can be purchased.
Under Gold Guard 24ct gold coins can also be purchased with the accumulated gold weight calculated equivalent amount according to the 22ct gold rate prevailing at the time of redemption.
The person who has signed in the opening form can redeem/ purchase gold on completion of the scheme.
Members are not eligible for any additional benefit like interest, bonus, Gifts etc., under this scheme. Under gold guard members can purchase jewellery in the following ways,
Members can purchase from the readily available jewellery in our showroom.
Place orders for the “Hall Mark” jewellery on the rate prevailing on the date of redemption/ purchase or coins on the rate prevailing on the date of redemption/ purchase.

JOIN OUR SAVING SCHEME

OPTION 2

Gold Guard is yet another gold savings schemes from your favourite Pondicherry Sri Lakshmi Jewellery which helps the members to directly save gold.
The monthly installment is Rs. 500/-,Rs.1000/- or multiples of Rs. 1000/- payable within 15 of every month.
The account should be opened by remitting the first installment at our show rooms at Puducherry, Neyveli, Karaikal & Chidhambaram.
Monthly installment can be paid by cash, demand draft, Cheque and money order, Debit/credit cards with admissible charges.
Cheque or cash at the ICICI Bank counters can be deposited.
The eligible weight of the Gold will be entered in the Pass Book of the member according to the Prevailing “Board Rate” only on realization of the cheque.
The charges levied by the Banker against the “bounced charges” will be collected from the member. Entry on the Pass Book will be made only on the realization of the cheque.
Irrespective of the date of joining the scheme, subsequent monthly installments should be paid within 15th of every month.
Whenever installment is paid necessary entry made in the Pass Book also members should ensure the same.
The redemption date of the scheme will be 30 days after the date of the last installment paid.
This scheme is unique and it cannot be linked with any other scheme.
On maturity of the scheme, if the member purchases jewellery weighing more than the accumulated weight of the gold under the scheme, the member has to pay the cost and wastage for the excel weight of the jewellery purchased.
Members interested to buy precious metals, Antique Jewellery, Ruby, Emerald, Designer Jewellery can also make use of the accumulated gold weight 14% discount is allowed in the wastage marked on the above items.
Under Gold guard from the weight accumulated 22 carat gold jewellery and gold coins can be purchased.
Under Gold Guard 24ct gold coins can also be purchased with the accumulated gold weight calculated equivalent amount according to the 22ct gold rate prevailing at the time of redemption.
The person who has signed in the opening form can redeem/ purchase gold on completion of the scheme.
Members are not eligible for any additional benefit like interest, bonus, Gifts etc., under this scheme. Under gold guard members can purchase jewellery in the following ways,
Members can purchase from the readily available jewellery in our showroom.
Place orders for the “Hall Mark” jewellery on the rate prevailing on the date of redemption/ purchase or coins on the rate prevailing on the date of redemption/ purchase.

JOIN OUR SAVING SCHEME